Free · Essential · Growth · Business

Free accounting software for small businesses in the UAE.

Start at AED 0 per month for one legal entity and one user. Compare Free’s monthly record limits with Essential for document uploads and a second user, or Growth for quotes, recurring drafts, and formal review controls. UAE e-invoicing submission through an accredited service provider is not currently available.

Prices are shown in AED and exclude applicable taxes. Yearly Essential and Growth billing charges ten months for twelve months of access. These self-serve paid plans offer a one-time 14-day trial. OCR and AI start with Growth when the relevant provider is configured and released. Business terms are agreed separately.

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UAE accounting software plans

Plans available today

Free is a usable starting workspace with explicit limits. Essential removes those entry limits; Growth adds collaboration, controls, OCR, AI assistance, and API access. Business is available through a contact-led conversation.

Essential and Growth offer one 14-day trial. Your card is charged after the trial unless you cancel. Business terms are agreed separately.

Yearly billing: 10 months charged, 12 months of access.

For solo founders and very small businesses

Available now

Free

AED0/ year

Start with one legal entity, one user, and the manual financial foundation with clear allowances.

Included in Free

A focused starting package with clear limits

  • One legal entity
  • One user
  • 5 invoices per month
  • 50 expenses per month
  • 100 bank transactions per month
  • One bank account
  • VAT and Corporate Tax preparation
  • No retained document storage or uploads
  • English, Arabic, and RTL
Available now

For freelancers and small businesses

Essential

Organise the complete day-to-day financial operation of one business.

AED790/ year

Yearly billing: 10 months charged, 12 months of access.

  • One legal entity
  • Two users
  • 5 GB retained documents
  • Unlimited invoices and expenses
  • Unlimited bank accounts
  • VAT and Corporate Tax preparation
  • Standard support
Recommended
Available now

For growing companies and controlled teams

Growth

Control collaboration, approvals, audit evidence, and period close for a growing operation.

AED1,490/ year

Yearly billing: 10 months charged, 12 months of access.

  • One legal entity
  • Five users
  • 5 GB retained documents
  • Standard prepare → review → approve close workflow
  • Audit packs and priority support
  • Standard API and read-only MCP
  • Growth OCR access with human review
  • Bounded AI assistant with reviewable drafts
  • Quotes and estimates
  • Recurring invoice draft schedules
  • Payment links when available
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For established teams with planning and automation needs

Business

Discuss a tailored scope for planning and automation; confirm capabilities and delivery in a written agreement.

Contact us

  • Budgets and forecasting, if included in the agreed scope
  • Project profitability, if included in the agreed scope
  • Advanced OCR and automation, subject to provider and implementation readiness
  • Roles and approval thresholds, if included in the agreed scope
  • Implementation and usage limits confirmed in writing

Choose by the work you need to complete.

Compare the included users, source-document storage, activity allowances, and review controls alongside the price.

Essential and Growth offer a one-time 14-day trial. Business terms are agreed separately. Professional advice and tax-return filing are not included.

  • Use Free for an owner-only starting routine

    It suits a workload within the monthly limits, with one user and source documents kept separately. It does not include retained uploads, OCR, AI, quotes, or recurring invoice schedules.

  • Use Essential for records and accountant access

    It adds retained document uploads, a second user, and removes Free activity allowances. Formal period close and approval controls are not included.

  • Use Growth for team review and recurring work

    It adds five-user access, standard close and approval controls, quotes, and recurring invoice draft schedules. OCR, AI assistance, and payment links require an enabled provider and release availability.

  • Discuss Business when scope needs agreement

    Capabilities, users, implementation, support, and usage limits are confirmed in writing. It is a sales-led engagement with no public self-serve price.

Compare capabilities by plan

Every current plan includes the financial foundation. Higher tiers add people, controls, automation, planning, or custom governance.

Talk to our team
CapabilityFreeEssentialGrowthRecommendedBusiness
Legal entities1111
Users125Custom
Invoices5 / monthUnlimitedUnlimitedCustom
Expenses and bills50 / monthUnlimitedUnlimitedCustom
Bank accounts1UnlimitedUnlimitedCustom
Core financial reportsYesYesYesCustom
VAT and Corporate Tax preparationYesYesYesCustom
Period closingNoNoYesCustom
Formal approval workflowNoNoStandardCustom
Audit packsNoNoYesCustom
Payment links and card paymentsNoNoWhen availableCustom
API accessNoNoStandardCustom
MCP accessNoNoRead-onlyCustom
OCRNoNoStandardCustom
AI assistantNoNoBounded assistantCustom
ForecastingNoNoNoCustom
BudgetsNoNoNoCustom
ProjectsNoNoNoCustom
ConsolidationNoNoNoNo

UAE accounting software plans

How approval workflows differ

The comparison uses plain-language levels. Here is what each level means in practice.

No formal workflow

Essential

Work stays with the owner or finance user.

  • No fixed prepare → review → approve chain.
  • Suitable for a small business with direct financial control.
Standard workflow

Growth

Prepare → review → approve, with a visible audit trail.

  • A preparer completes the work, a reviewer checks it, and an approver signs off.
Scoped, sales-led workflow

Business

Approval controls and responsibilities are confirmed for the agreed Business scope.

  • Document responsibilities, approval thresholds, governance, and delivery with the team.
  • Additional capabilities are not promised until they are confirmed in writing and implemented.

UAE accounting software plans

Commercial terms without surprises

The package boundaries are visible before activation and remain separate from professional advice.

  • Free allowances are explicit: 5 invoices/month, 50 expenses/month, 100 bank transactions/month, one bank account, one user, and no retained document uploads. Essential and Growth include 5 GB.

  • Essential removes the Free activity allowances. Growth adds OCR, bounded AI assistance, workflow control, and API access. Business is contact-led and scoped with the team.

  • Software and professional services remain separate; your adviser’s fees are not included.

  • Accountant, Group, and Enterprise are retired from the current offer. Business is sales-led and has no public Stripe price.

UAE accounting software plans

Questions before you begin

Short answers about the documented package catalogue and what each tier is for.

Which packages can I use today?
Free is available through self-serve registration. Essential and Growth use self-serve paid checkout. Business is a tailored, sales-led engagement with capabilities confirmed in writing. Accountant, Group, and Enterprise are no longer offered.
What is the best free accounting software for small businesses in the UAE?
There is no single best choice for every business. Compare whether a plan is ongoing or a trial, its legal-entity and user limits, monthly invoice, expense, and bank-transaction caps, bank-account allowance, source-document storage, accountant access, and export needs. Diwanio Free is an ongoing AED 0/month plan for one legal entity and one user, with up to 5 invoices, 50 expenses, 100 bank transactions, and one bank account each month. It supports VAT and Corporate Tax preparation, but does not retain uploaded documents or file tax returns. It may suit a small business that fits those limits and has a separate way to keep source documents; check current plan terms before choosing.
How much does accounting software cost in the UAE?
Prices vary by provider, user count, included workflows, and setup. Diwanio Free is AED 0 per month for one legal entity and one user. Essential is AED 79 per month or AED 790 per year, and Growth is AED 149 per month or AED 1,490 per year. Yearly billing charges ten months for twelve months of access, and published prices exclude applicable taxes. Business pricing is tailored and confirmed in writing. Compare each plan’s limits and inclusions before choosing.
What does Essential include?
Essential includes one legal entity, two users, 5 GB of retained document storage, unlimited invoice and expense records, and removes the Free bank-activity limits. It includes document uploads and Import Center access. OCR, AI, quotes, recurring invoice schedules, and formal period-close controls start with Growth.
Why upgrade from Essential?
Growth adds five-user access, standard prepare → review → approve controls, period closing, audit packs, quotes, and recurring invoice draft schedules. OCR, bounded AI assistance, and payment links depend on the relevant provider being configured and released. Compare the documented plan scope before upgrading.
Are yearly prices discounted?
Yes. Essential and Growth yearly billing charges the equivalent of ten monthly payments for twelve months of access: AED 790 per year for Essential and AED 1,490 per year for Growth, excluding applicable taxes.

Comparing accounting software options?

Use the UAE guide to compare providers by monthly work, tax scope, accountant access, exports, support, and total cost.

Read the UAE accounting software guide

Bring the next financial review into one visible workflow.

Start with the documents you already have, assign the missing context, and hand over the records behind each number.