Bank reconciliation workflow in the UAE
Prepare bank reconciliations with the source evidence attached.
Match statement activity to supporting records, route unmatched items for review, and keep the decision with its evidence.
Record bank activity, use eligible statement-import workflows, or connect a supported feed where enabled. Compare transaction references, currencies, and amounts with invoices and expenses. Authorised users confirm proposed matches; ambiguous or unmatched items stay available for follow-up.
Free: 100 bank transactions per month, one bank account, and manual record entry. Statement imports start with Essential; connected feeds depend on a supported provider.
How the workflow changes
How the workflow changes
UAE service businesses and their reviewers that need source-linked records, assigned questions, and a defined monthly handoff.
- 01
Statement evidence intake
- 02
Transaction matching suggestions
- 03
Unmatched-item queues
- 04
Reviewer notes and decisions
A bank match, step by step
Review the payment that explains an invoice.
Imagine an issued invoice and an incoming bank transaction in the same currency. Review the source before confirming that they belong together.
Illustrative workflow. No bank feed or automatic match is promised for every bank or transaction.
- 01
Bring in the bank activity
Record the transaction manually, use an eligible statement-import workflow, or use a connected feed if that provider is enabled for your workspace.
- 02
Check the proposed match
Compare the transaction reference, currency, and amount with the invoice. Diwanio can propose a matching record; an authorised user confirms the connection.
- 03
Keep uncertain items open
If two invoices have the same amount or the reference is unclear, inspect the records before choosing. Leave unresolved activity visible for follow-up.
A reviewed match with a visible source
The bank transaction stays connected to the matched invoice or expense. Unresolved items remain available for review instead of being silently cleared.
Free includes manual bank transaction records. Statement imports start with Essential; a live bank connection depends on a supported provider and workspace configuration. Matching decisions remain with an authorised user.
Suggested matches stay under human review
Suggested matches stay under human review
The system can propose a match; an authorised user checks the evidence and confirms its business meaning.
- Record transactions manually; statement imports start with Essential. Connected feeds require a supported provider enabled for your workspace.
- Review suggested links to supporting records before confirming a match.
- Keep unmatched transactions visible with reviewer notes and decisions.
Assign financial control as more people touch the records.
Turn informal habits into visible responsibilities and a repeatable monthly operating process.
As more people spend, approve, collect, and review, Diwanio keeps evidence and ownership connected.
See where this capability fitsUse the statement and the source records together
Go from file mapping to reviewed matches and a clearer monthly handoff.
- Work through a three-row CSV reconciliationMap the columns, investigate two possible matches, and retain an unresolved debit.
- Read historical reports and unpaid balancesCheck reporting dates, currencies, and the source records behind the result.
- Prepare the monthly accountant reviewBring statement records, missing evidence, and open questions into one review routine.
What Diwanio does not do
Diwanio does not file returns, provide tax or legal advice, make professional conclusions, act as a bank, or submit invoice packages to an authority. Suggestions remain visible and reviewable.
Match the plan to your bank workflow.
Check activity limits separately from file-import and live-feed availability.
Compare current plans and limitsFree: 100 bank transactions per month, one bank account, and manual record entry. Statement imports start with Essential; connected feeds depend on a supported provider.
Free: one account and manual records
One bank account and up to 100 bank transactions each month, with one user and no retained uploads.
Essential: more activity and documents
Removes Free bank-activity allowances and includes two users, 5 GB of storage, and access to the Import Center for supported files.
Growth: formal monthly review
Five users and standard prepare → review → approve close controls. Connected bank feeds still depend on supported providers and workspace configuration.
UAE bank reconciliation questions
Understand statement imports, suggested matches, and the reviewer’s role.
What is the best software for bank reconciliation?
There is no single best option for every business. Compare whether it supports your bank’s statement file or a connected feed you can use, keeps unmatched transactions visible, links proposed matches to source records, and lets an authorised reviewer confirm exceptions. Diwanio supports statement imports or connected feeds when enabled, suggested matches, and human-confirmed decisions. Check bank availability, plan limits, and export needs before choosing.
Can I use Diwanio for free bank reconciliation in the UAE?
Yes. Diwanio Free costs AED 0 per month for one legal entity and one user, with up to 100 bank transactions per month and one bank account. Review suggested matches and confirm them yourself; unmatched items stay visible for follow-up. Free does not include retained document uploads. See pricing for current plan limits and details.
How does bank reconciliation work in Diwanio?
Record transactions manually, use statement imports with Essential or Growth, or connect a supported feed when it is enabled for your workspace. Review proposed links to invoices or expenses, then confirm matches or keep uncertain items open for follow-up.
Does Diwanio reconcile bank transactions automatically?
Diwanio can surface candidate matches, but an authorised person reviews and confirms them. Unresolved transactions stay visible instead of being silently treated as reconciled.
Which bank statement files can I import?
The bank import accepts CSV, TXT, XLS, and XLSX files. The mapped columns provide transaction dates, descriptions, amounts, currencies, and references for review.
What if I cannot find a matching invoice?
Keep the transaction open as an unmatched item, add its explanation or supporting evidence, and follow it up with the reviewer. Confirm a match only when the source and business purpose are understood.
Bring the next financial review into one visible workflow.
Start with the documents you already have, assign the missing context, and hand over the records behind each number.